"Humans did not discover fire. We designed it."
— h(earth)Upload your EverydollarDollar CSV above to update this tab automatically each month.
Income strong — Praximus Spain doing heavy lifting. The $2,800 strategic fund deposit is smart. $409 kills Venture One entirely. First domino. Falls now.
$367,387 total. Not all debt is the same — and the strategy for each category is entirely different.
The delta between a salary and a fortune is the architecture. That's what we are building.
$380,000. No BBC. No courses. Just storylab doing what it already does — with a retainer added and one fewer keynote than it could book. This is the floor of the floor. The real number is higher.
storylab is not a freelance shingle. It is a named studio with a methodology, a client roster, and a body of work that includes the United Nations, Johnson & Johnson, Google, Nissan, Capital One, Sesame Street, and two dozen more. Global brands on every continent. Proprietary IP licensed for commercial use. Active engagements right now. If someone bought it tomorrow — they don't get a consultant. They get a studio. That's an asset with a price tag.
Passive income management of entrepreneurial ventures + professional novel writing. Age 47 now. Age 55 target.
Net worth isn't just debt. It's the whole balance sheet — assets building on one side while debt dissolves on the other. Update monthly.
At conservative IP valuation ($150K), net worth is −$169K. At realistic ($350K), you are already net positive — right now, today, before a single debt is paid. The number that looks like a problem is a student loan in deferment and a car. The thing that actually defines your balance sheet is 20 years of enterprise-grade creative IP that has never once been formally valued. That changes now.
Healthcare is handled — Cherokee Nation coverage is a genuine structural advantage. The priority now is term life. Lavender and Moss need a named beneficiary. $500K–$1M term at 47 is still affordable. Architecture item for Month 3.
This isn't guesswork — it's a system you've run before. Business losses, deductions, and LLC structuring keep the effective tax picture clean. $9,500/mo confirmed. The calculator reflects this.
Start with the life. Attach costs. Work backward to the income required to live it. This is how you know $8,000/mo passive is the right target — or if it needs to be higher.
The default values put your designed life at roughly $8,100/mo. Your $8,000 passive target is almost exactly right. Adjust any line — the number updates live. This is how you know your entirement number is real, not arbitrary.